VA Loans

VA Loan Eligibility Center

Attn: COE 262

PO Box 100034

Decatur, GA 30031


Remember, the VA does not give the loan, it guarantees a portion of the loan enabling the lender to provide you with more favorable terms. You must still qualify for the loan.



VA Home loan guaranties are issued to help eligible Servicemembers, Veterans, reservists and certain unmarried surviving spouses obtain homes, condominiums, manufactures homes and to refinance loans.


Eligibility: There are service periods and conditions of service requirements, credit rating, sufficient income, a valid Certificate of Eligibility (COE below) and agree to live in the property in order to be approved for a VA home loan.

26-1880 Certificate of Eligibility Application for Home Loans